University of Twente Student Theses


The technological future of the wealth management industry for portfolio management investment services

Schyns, P.F.M. (2016) The technological future of the wealth management industry for portfolio management investment services.

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Abstract:Private Bank X is interested in the current Financial technological developments in the wealth management industry including the threats and opportunities that those developments bring along. To analyse this, first is searched for a proper definition of financial technology. Secondly, an overall view of financial technology is given using the DEEPLIST-framework. After doing so, the research paper goes deeper into the topic of robo advice. Thirdly, the effects of financial technology on the investment structure of Private Bank X is investigated. Hereafter, an overview of the wealth management industry is given including a broad analysis of the attractiveness and the potential profitability of that industry by indicating the levels of threat through Porter’s five forces model. This gives that the level of attractiveness for newcomers will be determined by their ability to differentiate in order to attract clients of the established firms, using different business models, structures and products. For the incumbents, this is directly the biggest threat. The current players in the industry experience a moderate to high threat of competition. All in all, despite the robust character of the industry, the attractiveness for newcomers is moderate to high, which indicates a moderate to high threat for the current established players in the industry. After the industry analysis, gaps and opportunities are identified in regard of optimization, differentiation and acquiring newcomers. After all, the conclusion states that when analysts and techie’s rise, disruptions give opportunity to improve, differentiate and penetrate the industry.
Item Type:Essay (Bachelor)
Faculty:BMS: Behavioural, Management and Social Sciences
Subject:50 technical science in general, 83 economics, 85 business administration, organizational science
Programme:International Business Administration BSc (50952)
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