University of Twente Student Theses
Microfinance for the Adoption of Modern Agricultural Technologies by Smallholder Farmers : the case of Solar Irrigation
Marzouk, Omar Atef Mohamed Ibrahim (2021) Microfinance for the Adoption of Modern Agricultural Technologies by Smallholder Farmers : the case of Solar Irrigation.
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| Abstract: | This research looks into how microfinance can contribute towards increasing the affordability of smallholder farmers to adopt solar irrigation technology. The study first identified the financial barriers that impede the diffusion of solar irrigation systems within the small farms, from multiple perspectives. Then, an investigation on how smallholder farmers are segmented, and the identification of the relevant solar irrigation stakeholders was conducted to determine the applicable microfinancing services. Lastly, an evaluation of the selected microfinancing services was developed through applying the theory of change and analyzing the drawbacks of microfinance applications, such as the uncertainty of the effectiveness of rural microfinance, the limited compatibility of microfinance in rural environments and the inability of microfinance institutions to fully operationalize in rural environments, due to the lack of adequate infrastructure. The results of the study show that microfinancing services can potentially enhance the rural economic life, contribute towards the financial deepening of the rural areas, and increase the adoption of solar irrigation systems. The study results also reveals that the drawbacks associated with microfinance can be mitigated by focusing on increasing the financial stability of microfinance institutions, expanding the financial access to new clients, and having more governmental support for these institutions. |
| Item Type: | Essay (Master) |
| Faculty: | BMS: Behavioural, Management and Social Sciences |
| Programme: | Environmental and Energy Management MSc (69319) |
| Link to this item: | https://purl.utwente.nl/essays/88287 |
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